Raise your hand if you've heard of PayPal.
Ok, put it down.
Raise your hand if you remember how PayPal started. You don't? Well let me give you a little refresher... It started as a Palm OS app where you could beam money to your friends. They grew into the auction business more because the penetration of Palm OS devices wasn't very large.
Fast forward to today. Cell phones are pretty ubiquitous, and SMS is growing at a huge rate. There is a company that is don't the same thing, but using SMS to send money called TextPayMe.
Here's the deal. Sign up with the link above, or the banner below. They give you $5, and if enough people (36--get it?) click before my birthday, I get an XBox 360. So what better way to say happy birthday to me than to get me a 360 at no cost to you?
